Many small and mid-size B2B companies extend payment terms—but struggle to know which customers are truly creditworthy.
In this episode of the Empowering Healthy Business Podcast, host Calvin Wilder sits down with Brian Suthoff, CEO of Ternary, to explain how businesses can finally get value from credit bureaus and make better credit decisions without heavy IT or manual uploads.

Brian breaks down how new accounting system integrations now allow small businesses to automatically share A/R data, receive validated company profiles, and get usable credit scores—all in real time.
💡 Listen Now To Hear:
- Why business credit bureaus matter for small businesses
- How to automate trade reporting with QuickBooks, Microsoft Dynamics 365, or Acumatica
- How to use credit bureau data to improve cash flow and reduce fraud
- Setting terms by risk tier (low, medium, high)
- The 5-step rollout plan to get results in 60 days
If your business extends credit, this episode will show you how to turn bureau data into a tool for faster payments, safer approvals, and better working capital.
Sponsored by SmartBooks. To schedule a free consultation, visit smartbooks.com.
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